Connectivity Debt is the gap between a governance domain's maturity score and its connectivity score. It represents the accumulated architectural deficit that determines how much enterprise risk is living between governance domains, invisible to the programs operating within them.
Every governance domain has a maturity score. That score reflects how well the domain manages risk within its own scope. The connectivity score measures something different. It measures how well the signals, intersections, and accountability structures between domains are actually working.
The gap between those two scores is Connectivity Debt. It is not a side observation. It is a top-level risk category, and most enterprises are carrying more of it than their governance dashboards can show.
Connectivity Debt accumulates when governance programs mature independently without building the architectural connections between them. An organization can have high domain maturity across data governance, security governance, and compliance - and still carry significant Connectivity Debt because the signals between those domains do not route, the intersections are not mapped, and accountability for compound risk is not assigned.
The Connectivity Maturity Assessment is the diagnostic tool that measures Connectivity Debt. ClarityOS is the architectural layer designed to close it.